A. cash-hoarding applications
B. person-to-person payment methods
C. digital alternative to national currencies
D. digital payment applications
D
Dẫn chứng: Nearly all his purchases are made with payment apps on his iPhone 7 linked to his debit card: Venmo, which lets you make and share payments with friends, to split dinner and ride home with friends, for example, or goPuff to have the essentials of college life, such as shampoo, floss, and Cheetos, delivered to his dorm.
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